MEDICARE

Medicare Checklist

What to do to get prepared for Medicare.

Medicare can be complex, but our checklist has everything you need to get ready to enroll.

6 Months Before Turning 65

Explore the ABCD’s of Medicare

Does your work history (or current/former spouse’s) qualify you for coverage?

Learn how other coverage works with Medicare.

Make sense of the costs of Medicare.

  • Read about Parts A & B costs
  • Read about Part C costs
  • Read about Part D costs
  • Read about Medigap costs
  • Learn about getting help with costs

Understand your enrollment options.

  • Plan to enroll on time to avoid penalties and delays in coverage, depending on when is best for you.
  • If you plan to enroll in your Initial Enrollment Period, set a reminder for yourself for 3-months before your 65th birthday.

 

4 Months Before Turning 65

Compare plans for coverage packages

Calculate costs per month/year for:

  • Premiums
  • Deductibles
  • Copays & coinsurance

3 Months Before Turning 65

Enroll in Part A during your Initial Enrollment Period. You should also enroll in Part B unless you are eligible for a Special Enrollment Period.

Confirm receipt of Medicare card(s).

Talk to a benefits advisor to get detailed information about plans.

Make sure to ask these important questions:

  • Will I have to choose hospital and healthcare providers from a network?
  • Will my doctors accept the coverage? If not, are there doctors near me who will?
  • Will I need referrals to visit specialists?
  • Will the plan cover me if I get sick while traveling in another state?
  • What will my prescription drugs cost?
  • Are my drugs on the plan’s drug list (or formulary)?
  • Does the plan include the pharmacies I currently use?
  • Can I get my prescriptions through the mail?
  • Does the plan have a good quality rating?

Make your decision.

Kellie Reed
Insurance Services

Medicare and Health
insurance Plans

SUBSCRIBE TO OUR NEWSLETTER

STAY IN TOUCH

LIC: CA OM58815

ADDRESS

PO Box 2598 Saratoga,
CA 95070

PHONE

Kellie Reed
Insurance Services

Medicare and Health
insurance Plans

SUBSCRIBE TO OUR NEWSLETTER

STAY IN TOUCH

LIC: CA OM58815

ADDRESS

PO Box 2598 Saratoga,
CA 95070

PHONE