MEDICARE
Medicare Checklist
What to do to get prepared for Medicare.
Medicare can be complex, but our checklist has everything you need to get ready to enroll.
6 Months Before Turning 65
Explore the ABCD’s of Medicare
- Read about the Part A & Part B
- Read about Part C
- Read about Part D
- Read about Medigap
Does your work history (or current/former spouse’s) qualify you for coverage?
Learn how other coverage works with Medicare.
Make sense of the costs of Medicare.
- Read about Parts A & B costs
- Read about Part C costs
- Read about Part D costs
- Read about Medigap costs
- Learn about getting help with costs
Understand your enrollment options.
- Plan to enroll on time to avoid penalties and delays in coverage, depending on when is best for you.
- If you plan to enroll in your Initial Enrollment Period, set a reminder for yourself for 3-months before your 65th birthday.
4 Months Before Turning 65
Compare plans for coverage packages
Calculate costs per month/year for:
- Premiums
- Deductibles
- Copays & coinsurance
3 Months Before Turning 65
Enroll in Part A during your Initial Enrollment Period. You should also enroll in Part B unless you are eligible for a Special Enrollment Period.
Confirm receipt of Medicare card(s).
Talk to a benefits advisor to get detailed information about plans.
Make sure to ask these important questions:
- Will I have to choose hospital and healthcare providers from a network?
- Will my doctors accept the coverage? If not, are there doctors near me who will?
- Will I need referrals to visit specialists?
- Will the plan cover me if I get sick while traveling in another state?
- What will my prescription drugs cost?
- Are my drugs on the plan’s drug list (or formulary)?
- Does the plan include the pharmacies I currently use?
- Can I get my prescriptions through the mail?
- Does the plan have a good quality rating?
Make your decision.
Kellie Reed
Insurance Services
Medicare and Health
insurance Plans
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